Business English - Negotiations

ИЗУЧЕНИЕ ЯЗЫКОВ :: BUSINESS ENGLISH :: NEGOTIATIONS 18b

	Negotiations	Переговоры
	Аудио 427, 428, 429	Бизнес-Английский

Negotiations
Please keep in mind.	Пожалуйста, помните.
In the UK, and in the USA,	В ОК и в США,
there is huge competition amongst banks.	имеется огромная конкуренция среди банков.
And so it is worthwhile to shop around	И поэтому, имеет смысл "пошататься по магазинам",
for the best deal before you make a decision about a loan.	чтобы найти лучшее предложение ("сделку"), перед тем как вы примите решение о займе.
It is not just banks that offer loans,	(Это есть) не только банки (кто) предлагают займы,
but big supermarket chains,	но и большие сетевые супермаркеты,
and several independent organizations who just do business online.	и несколько независимых организаций, кто просто осуществляет бизнес он-лайн.
These types of business are called E-tailers.	Этот тип бизнеса зовётся "электро-торговцы".

Exercise one
Please repeat the following sentences.

I'd like to take out a loan.
But isn't there always a fee involved?
I want to keep interest rates to a minimum.

Exercise two
Please listen to the following expressions and choose the correct definitions.

Excuse me for asking, but are you a UK resident?
"Are you a UK resident." Does this mean
1.1	Do you live in UK?
or
1.2	Are you British?
"Are you a UK resident?" means "Do you live in UK?"

Well, that throws a spanner in a works.
'To throw a spanner in a works" Does this mean
2.1	To make a process easier
or
2.2	To make a process more difficult.
'To throw a spanner in a works" means "To make a process more difficult."

I can offer you eleven percent on an instant loan depending on your credit rating.
"Credit rating" - does this mean
3.1	The financial strength of your company
or
3.2	The amount of money which you intend to borrow.
"Credit rating" means "The financial strength of your company"

Exercise three
Please listen to the following extract from the dialog
and pay close attention to what Mr. Berger says.
I recommend international money orders.	Я рекомендую международные денежные переводы.

OK.	Ладно.
But I also need to take out a loan.	Но мне также надо получить ("отобрать") заём (кредит).

Can you tell me the name of your German bank?	Вы можете сказать название Вашего немецкого банка?

Yes, it's Eurobank, in Freiburg.	Да, это Евробанк, в Фрайбург.

Then, we can proceed.	Тогда, мы может продолжать ("двигаться вперёд в делах наших" имеется ввиду).
You see, the Eurobank is one of our European affiliates.	Видите ли, Евробанк - один из наших европейский компаньонов.
How much would you like to borrow?	Сколько Вы хотели бы занять?
A thousand pounds, over a year.	Тысячу фунтов, на год.
I want to keep interest rates to a minimum.	Я хочу получить (т.е. "удержать" ) проценты на минимуме.

Then a short-term loan like this is your best option.	Тогда, краткосрочный заём как этот (наподобие этого) - Ваша лучшая опция/возможность.
I can offer you eleven percent on an instant loan, depending on your credit rating.	Я могу предложить Вам 11 процентов на "мгновенный заём", в зависимости от вашего кредитного рейтинга.
If you just fill out the forms...	Если Вы только заполните формы...

Now, it's your turn.
Please, take the role of Mr. Berger.
You'll hear one answer as a model.
Other solutions are of course are also possible.

I recommend international money orders.

Now, it's your turn.
Tell her that - that is OK with you,
and that you also need to take out a loan.

OK, but I also need to take out a loan.

Can you tell me the name of you German bank?

Now, it's your turn.
Tell her that your bank is the Eurobank in Freiburg.

It's Eurobank, in Freiburg.

How much would you like to borrow?
Now, it's your turn.
Tell her that you'd like a thousand pounds which you intend to pay back in a year, so as to pay as little interest as possible.

A thousand pounds over a year.
Because I want to keep interest rates to a minimum.